Pricing
Simple pricing. No tier games.
Two plans, billed monthly. Both monitor your file continuously and include the monthly tri-bureau report. Premium adds the funding journey, unlimited analyses, and PDF exports.
Standard
$29/mo
Live credit monitoring, watched continuously. The foundation.
- Continuous Equifax monitoring + real-time alerts
- Monthly tri-bureau report from all three bureaus
- 24-month payment history per tradeline
- Score history with milestone overlays
- Email + in-app alerts
- Cancel anytime
Soft pulls only · Cancel anytime
Most popular
Premium
$49/mo
Monitoring plus the funding journey and unlimited analyses.
- Everything in Standard
- Personal funding journey, focused on debt payoff and personal-credit products
- One business funding journey included, analyze your credit for business-credit applications
- Add additional business journeys for $15/mo each
- Unlimited funding readiness analyses
- PDF export of every analysis report
- Priority support
Soft pulls only · Cancel anytime
Pricing is subject to change.
Add more business funding journeys.
Premium includes one business funding journey. Track funding readiness for additional businesses for $15/mo each, separate questionnaire, analysis history, and lender recommendations per business.
Additional business funding journey
Each business gets its own questionnaire, journey, and analysis history. Archive any business to stop the add-on at the next cycle; restore later to resume. Premium-only.
$15/mo each
Premium-only
Every feature, side by side.
Both plans monitor your file continuously and include the monthly tri-bureau report. Premium adds the funding journey (personal and business), unlimited analyses, and exports.
The boring stuff, answered.
If your question isn't here, the full FAQ goes deeper.
Both run on the same monitored credit data. The Personal journey recommends personal-credit products, debt consolidation, balance-transfer cards, personal lines of credit, mortgage readiness. The Business journey recommends business credit products, 0% APR business cards, business lines of credit, lender strategies tailored to a specific business you supply during a short questionnaire (entity type, time in business, revenue band, etc.). Both journeys are part of Premium: it includes the Personal journey and one Business journey, and you can add more businesses for $15/mo each. Standard is credit monitoring only and does not include the funding journey.