Pricing
Simple pricing. No tier games.
Two plans, billed monthly. Both monitor your file continuously. Premium adds a business funding journey, full tri-bureau, and PDF exports.
Standard
$29/mo
Live monitoring + a personal funding journey. The foundation.
- Continuous Equifax monitoring + real-time alerts
- Personal funding journey — refreshed daily, focused on debt payoff and personal-credit products
- 1 tri-bureau snapshot per quarter
- 24-month payment history per tradeline
- Score history with milestone overlays
- Email + in-app alerts
- Cancel anytime
Soft pulls only · Cancel anytime · 30-day refund
Most popular
Premium
$49/mo
Personal + business funding journeys, full tri-bureau, PDF exports.
- Everything in Standard
- One business funding journey included — analyze your credit for business-credit applications
- Add additional business journeys for $15/mo each
- Monthly tri-bureau snapshot — full reports from all three bureaus
- Unlimited funding readiness analyses
- PDF export of every analysis report
- Priority support
Soft pulls only · Cancel anytime · 30-day refund
Pricing is subject to change.
Premium add-ons
Add more business funding journeys.
Premium includes one business funding journey. Track funding readiness for additional businesses for $15/mo each — separate questionnaire, analysis history, and lender recommendations per business.
Additional business funding journey
Each business gets its own questionnaire, journey, and analysis history. Archive any business to stop the add-on at the next cycle; restore later to resume. Premium-only.
$15/mo each
Premium-only
Compare plans
Every feature, side by side.
Both plans monitor your file continuously and run the personal funding analysis. Premium adds the business funding journey, frequency, depth, and exports.
Billing FAQ
The boring stuff, answered.
If your question isn't here, the full FAQ goes deeper.
Both run on the same monitored credit data. The Personal journey recommends personal-credit products — debt consolidation, balance-transfer cards, personal lines of credit, mortgage readiness. The Business journey recommends business credit products — 0% APR business cards, business lines of credit, lender strategies tailored to a specific business you supply during a short questionnaire (entity type, time in business, revenue band, etc.). Premium subscribers get one Business journey included; you can add more for $15/mo each.