FundReadi reads your file the way a lender does, then shows the range it supports, the bureau they will pull, and your next three moves.
2,921 named underwriters974 lender rowsall 50 states
The same data a lender weighs, read account by account, then scored 0-100 and translated into a realistic funding range that moves as your file moves.
Every FundReadi Report reads your bureau profile, places you on a readiness stage, and forecasts where your range goes as you work the plan. Dollar values stay redacted until launch.
No number-and-a-color. FundReadi decodes the file account by account, names the lenders that fit, and ranks the three moves worth the most points.
Every tradeline decoded against the bureau your lender pulls, in plain language, with the why behind each signal.
Two cards above 70% are holding the score down more than the balances suggest.
Move 1 targets these first. Forecast: + pts.
No late payments in 24 months. This is your strongest signal.
Each move is scored for point impact and forecast against your file, so you fix what is worth the most first.
Four stages, the same ones you move through inside the FundReadi portal.
A soft pull, then every tradeline, inquiry, and flag decoded against the exact bureau your lender will pull.
Your three highest-impact moves, scored by point value, with a forecast of where your funding range goes.
Every re-analysis remembers the last. Real-time alerts when anything lands, and progress in writing as your range climbs.
Your range, your readiness stage, and lenders matched to your file by name. You walk in knowing.
The difference is not features. It is who the product works for. You are the customer here, not the inventory.
The same credit data drives personal and business funding. Plenty of members will run the two together.
A free credit app makes money on placements. Every recommended-for-you card is an ad, and the score is the bait that keeps you scrolling past it. The analysis you actually need does not sell placements, so it never gets built. FundReadi charges a subscription instead. No placements to sell, no data to broker, no reason to tell you anything except what the file says.
You’re either the customer or the inventory. FundReadi picked a side.
The list is free. The first 1,000 members lock a founder rate for life on whichever journey they choose at launch.
Your range, your stage, your three moves. Founders get the invite before any public announcement.
The business journey reads your personal file against business lenders, state-filtered, with named bankers.