Why FundReadi

Free isn’t free.

Free credit apps are paid by the lenders they show you. FundReadi is paid by you, to read your file the way a lender does and show the funding it supports.

Soft pull, no score impact · Cancel anytime

FundReadi portal, My Funding: Lender tiers, in the order to approach them. Sample data.
FundReadi portal, My Funding: Lender tiers, in the order to approach them. Sample data.

Who each one works for.

Free credit apps
FundReadi
Funding answer
Approval odds built to sell clicks
A realistic range from your actual file
Bureau strategy
One aggregate number
The bureau that decides, named
Lender matching
Paid placements
Named on merit, nobody pays to appear
Action plan
Generic tips
Your next actions ranked by impact, each with a timing note
Business model
Ads and your data
Your subscription

FundReadi does not receive compensation from lenders.

The analysis a free app has no reason to build.

A fictional member. Every name and figure is sample data.

You’re either the customer or the inventory.

A free credit app makes money on placements. The analysis you actually need doesn’t sell placements, so a free app never builds it.

FundReadi picked a side.

Be the customer.

Your data is never sold.

Start before you apply. Every application leaves an inquiry the next lender can see.

Founding 1,000

Premium

$29/mo

Premium is $49/mo after the first 1,000. Yours stays $29, locked while your membership stays active.

Claim the Founding Rate

Billed monthly · Soft pull, no score impact · Cancel anytime

What’s included

  • Credit monitoring, with your scores refreshed every month
  • Alerts within a day of Equifax reporting a change to your file
  • Monthly tri-bureau reports from all three bureaus (Equifax, Experian, TransUnion)
  • Your personal funding journey with the complete FundReadi Report
  • A new analysis whenever your file changes (up to once a day)
  • One business funding journey included
  • Export the complete FundReadi Report to PDF