How It Works
Three steps to see what lenders see.
Soft pull, no score impact · Cancel anytime



Minutes from sign-up to your first read.
Verify, then a soft pull
Confirm it's you on our own screens. We pull all three bureaus.
How Credit Monitoring Works
We read it like a lender
Every account and inquiry, and what's holding your file back.


Every screen shows sample data.
Four stages. Which one are you in?
- 01 Discover
Your file, read and graded.

- 02 Build
Your highest-impact moves, first.

- 03 Optimize
Each month remembers the last.

- 04 Ready
The lender tiers your file stands with.

Made for the way you check it.


See it on your own file.
First 1,000: Premium at $29/mo, locked while your membership stays active.
Soft pull, no score impact · Cancel anytime